TD Bank Review 2026
TD Bank is known as 'America's Most Convenient Bank' due to its extended hours and seven-day-a-week branch availability. Part of Toronto-Dominion Bank, it serves customers primarily along the East Coast.
Founded
1852
Headquarters
Cherry Hill, NJ
Total Assets
$400 billion
Branches
1,100+
BankingDeal Rating
Based on rates, fees, features, and customer satisfaction
3.9
out of 5.0
Rates & Fees
| Product | Rate / Fee |
|---|---|
| Savings APY | 0.02% |
| 12-Month CD APY | 4.25% |
| Checking Monthly Fee | $5 |
Rates shown are for illustration. Verify current rates directly with TD Bank.
Products Offered
Pros & Cons
Pros
- +Extended branch hours including weekends
- +No-minimum-balance checking option
- +Strong customer service reputation
- +Penny Arcade coin counting machines
- +Good small business banking
Cons
- -Lower interest rates on savings
- -Limited to East Coast locations
- -Monthly fees on premium accounts
- -ATM network smaller than big banks
Our Verdict
TD Bank is a decent option for those who value 1,100+ branch locations and a full suite of banking products. Extended branch hours including weekends, making it worth considering in the traditional banking space. While savings rates at 0.02% are lower than online competitors, the convenience of branch access and comprehensive product offerings may offset this for many customers.
Related Resources
Frequently Asked Questions
Is TD Bank a good bank?
TD Bank has a rating of 3.9/5 on our scale. Extended branch hours including weekends. However, lower interest rates on savings. Whether it is right for you depends on your specific banking needs and priorities.
What is the savings account APY at TD Bank?
TD Bank currently offers a savings APY of 0.02%. Online banks may offer higher rates, though TD Bank provides other benefits like branch access. Rates are subject to change. Verify current rates directly with TD Bank.
Does TD Bank charge monthly fees?
TD Bank charges a $5 monthly maintenance fee on its standard checking account, though this can often be waived by meeting certain requirements such as maintaining a minimum balance or setting up direct deposit.
What products does TD Bank offer?
TD Bank offers Checking Accounts, Savings Accounts, CDs, Credit Cards, Mortgages, Personal Loans, Business Banking. Services are available online, through the mobile app, and at 1,100+ branches nationwide.
Where is TD Bank headquartered?
TD Bank is headquartered in Cherry Hill, NJ. Founded in 1852, TD Bank, N.A. has grown to manage $400 billion in total assets. It operates 1,100+ branches.